1. Acceptance of Terms
By accessing and using Wealth Archetype ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.
2. Entertainment and Educational Purposes Only
⚠️ IMPORTANT DISCLAIMER
This Service is provided for entertainment and educational purposes only. The Wealth Archetype assessment, reports, and any related content are NOT:
- Financial advice or investment recommendations
- Professional psychological or therapeutic counseling
- Medical, legal, or professional advice of any kind
- A guarantee of future financial success or outcomes
- A substitute for professional financial planning services
You should not rely on this Service for making financial decisions. Always consult with qualified financial advisors, accountants, or other professionals before making any financial decisions.
3. Service Description
Wealth Archetype provides a personality-based assessment that explores psychological patterns related to money mindset. Upon completion of the assessment and payment, you will receive:
- A personalized archetype report based on your quiz responses
- Digital content describing your archetype characteristics
- Suggested mindset shifts and reflection prompts
4. Digital Product Purchase
When you purchase a report from Wealth Archetype:
- You are purchasing a digital product (non-physical)
- The report is generated and delivered immediately or shortly after payment
- You receive a non-exclusive, non-transferable license to use the report for personal use only
- All sales are final (see Refund Policy)
5. Payment and Pricing
- All prices are listed in USD unless otherwise stated
- Payment is processed securely through PayPal or Stripe
- We reserve the right to change pricing at any time
- You are responsible for any applicable taxes
- Payment must be received before report delivery
6. Refund Policy
All sales are final. Due to the digital nature of our personalized reports, we do not offer refunds once the report has been generated and delivered. Please review our complete Refund Policy for details.
7. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Luminosity Lab and is protected by copyright and intellectual property laws.
You may NOT:
- Reproduce, distribute, or sell any part of the Service
- Share your personalized report publicly or commercially
- Reverse engineer or copy our assessment methodology
- Use our content for training AI models or similar purposes
8. User Conduct
You agree NOT to:
- Use the Service for any illegal purpose
- Attempt to gain unauthorized access to our systems
- Submit false or misleading information
- Harass, abuse, or harm other users or our staff
- Use automated systems (bots) to access the Service
- Attempt to manipulate or game the assessment
9. Limitation of Liability
IMPORTANT LEGAL NOTICE
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LUMINOSITY LAB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:
- Your use or inability to use the Service
- Any financial decisions made based on the Service
- Any errors or omissions in the content
- Unauthorized access to your personal information
10. No Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
11. Indemnification
You agree to indemnify and hold harmless Luminosity Lab, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.
12. Privacy
Your use of the Service is also governed by our Privacy Policy. Please review it to understand how we collect and use your information.
13. Termination
We reserve the right to terminate or suspend your access to the Service at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.
15. Dispute Resolution
Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization], except where prohibited by law.
16. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.
17. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
18. Contact Information
If you have any questions about these Terms of Service, please contact us: